What is an interbank transfer?


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News » How long does it take to transfer money to another bank, how much does it cost?

How long does it take to transfer money to another bank, how much does it cost? | webgiaidap.com

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Sometimes you need to make an inter-bank transfer but you don’t know how? How much is the transfer fee? How long does the transfer take? Here is some essential information to help you better understand this form.

You are viewing: What is Interbank Transfer?

1. How long does it take to transfer money to other banks?

Time to receive deposit depends on

Card opening bank

This depends on the bank you opened the card with. For some banks: Agribank, Dong A, etc., it will take a long time. As for banks such as webgiaidap.com, Vietcombank, etc., instant transfer is effective.

Transfer time

Interbank money transfer depends on the time you transfer. Because with some banks, people only make transactions during office hours. Most banks work from 7:30 a.m. to 5:00 p.m. (Monday to Saturday morning).

So, if you transfer money between 7:30 a.m. and before 3 p.m., the beneficiary will receive the money that same day. On the contrary, if you just transferred the money after the hour, the beneficiary will receive the money the next day.

Link between two banks

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Deposit time depends on many different factors

2. How to transfer money between banks

Via internet banking

Step 1: Log in to your internet banking system

Step 2: Choose the form of interbank money transfer

Step 3: Enter fully and accurately the following information: account holder name, account number (or card number), bank name, amount you want to transfer.

Step 4: Enter the secure code and confirm to receive an OTP sent to your phone number.

Step 5: Enter the OTP and complete the money transfer procedure

Through the ATM

Step 1: Log in with your pin code to use ATM service

Step 2: Choose the form of interbank money transfer

Step 3: Enter fully and accurately the following information: account holder name, bank name, account number or card number, amount to be transferred.

See also: What is Turn Down – Meaning of the word Turn Down

Step 4: Confirm and enter the pin code to transfer money

Through the transaction room

For this form, you just need to go to the transaction office and follow the instructions of the staff there. Specifically, you will fill in all the information on the money transfer slip, then give it to the staff at the counter and follow their instructions.

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Online money transfer makes transactions faster and saves time

3.A few questions when transferring money from other banks

How much is the transfer fee?

Fees for the transfer will vary depending on the policy of each bank. At webgiaidap.com, it allows interbank money transfer to card number/account number 24/24 on all days of the week including holidays, holidays, transaction fees. only 11,000 VND

Learn more here

Can I get it back by transferring the wrong account?

In this case, you need to immediately notify the bank and ask them to check the wrongly transferred account holder information for processing.

If the account has enough balance, the bank will immediately issue a payment order to transfer the wrong amount to the sender. In case the balance is not enough to transfer, the order-receiving unit will ask the customer to deposit money into the account to refund the sender.

If the customer is no longer able to pay, does not have a clear place of residence, the order-receiving unit must coordinate with the competent agency to find measures to recover such amount. According to the law, if the person who is wrongly transferred money does not return it, he or she can be prosecuted.

Why transfer but not receive?

– The sender transferred to the wrong bank account

This case rarely happens because before transferring, whether by online or traditional, the bank will reconfirm the account name and receiving account number.

– Transfer money on public holidays or bank holidays

With some banks, when transferring money on Saturday, the money will be deposited into the recipient’s account on Monday. If sending money at the end of business hours in the afternoon, customers will receive it tomorrow morning.

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– Due to the error of the banking system

This is usually because the system is under maintenance and needs to be fixed, customers can log back in later.

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